Health Insurance and Health Care

As an international student in Canada, you have access to health insurance. If you ever fall ill or get into an accident and need medical aid, you will be covered for most services.

Durham College international students have two types of health insurance:

1. Morcare

Morcare’s International Student Plan, otherwise known as the OHIP Alternative Plan, is basic health insurance, and covers things like:

  • Doctor’s visits
  • Hospital care
  • Family coverage, if you have family members in Canada with you (spouse or children)
  • And much more. See the booklet or visit the website for detailed information on your health insurance coverage.

To support your mental wellness, Morcare also offers Real Campus, a culturally connected, multilingual care program which is available to you even if you are currently residing outside of Canada. To access Real Campus’s virtual counselling, go to (if you haven’t registered yet, start here: 

2. Student VIP

Student VIP health insurance is provided by DC Students Inc. (DCSI)  and helps in covering prescription drugs, extended health (vision, chiropractor, physiotherapy, etc.), dental, and emergency travel insurance. The extended coverage (Student VIP) does not cover every service 100%. Consult the website for more information on what is covered, and how to make claims.