Budget Calculator Income (Record income to be received or earned during the current academic year) Per month Number of months Total Part-time earnings (net) $ X $ Spousal net income for the current academic year $ X $ Family contributions towards expenses $ X $ Government income (i.e. Child tax benefits, GST credit, Employment Insurance, Canada Pension Plan, Orphans or Disabled Survivors Benefits, etc.) $ X $ Investments (i.e. Bonds, term deposits, Guaranteed Investment Certificate (GIC), trusts, Registered Retirement Savings Plan (RRSP), etc.) $ X $ Registered Education Saving Plan (RESP) $ X $ Miscellaneous $ X $ Personal savings $ Scholarships and/or bursaries $ Ontario Student Assistance Program (OSAP) funding $ A TOTAL INCOME $ Expenses Per month Number of months Total Tuition $ Mandatory books, supplies and laptop costs $ Rent/ mortgage/ property tax $ X $ Groceries and/or meal plan $ X $ Utilities (i.e. Hydro, water, heat, etc.) $ X $ Telephone, cable televison, Internet $ X $ Transportation (i.e. Train, bus, taxi, etc.) $ X $ Car expenses (i.e. Fuel, oil, etc.) $ X $ Insurance $ X $ Loan payments $ X $ Child care costs $ X $ Clothing and laundry $ X $ Entertainment $ X $ Mandatory field placement costs $ X $ Other $ X $ B TOTAL EXPENSES $ TOTAL A MINUS TOTAL B = NEED $