Learn more about the recent changes to OSAP related to programs that start on or after August 1, 2026. The 2025/26 OSAP application is now open. Submit your application online at ontario.ca/OSAP. Students attending an eligible full-time Durham College program, may consider the Ontario Student Assistance Program, or OSAP, to help fund their education. Full-time OSAP Part-time OSAP OSAP Repayment Important Dates OSAP is a needs-based program that may require additional information and documentation to confirm your status. OSAP must be applied for each academic year to be considered for funding through the program. It is best to apply early. To get started, check out How to Apply. Document Submission for Financial Aid Effective immediately, the Financial Aid Office will no longer accept scanned or in-person submissions of documents for OSAP applications. This policy change is to ensure the safety and security of sensitive information. All documents must be uploaded directly to your OSAP account for review and processing. Exceptions for in-person submissions will be made only in rare circumstances. For instructions for uploading your documents to your OSAP application, CLICK HERE How to submit your OSAP required documents. For instructions to scan documents using an iPhone, CLICK HERE For instructions to scan documents using an Android device, CLICK HERE **Documents required for Financial Aid or Awards purposes other than OSAP should be scanned in PDF format and forwarded to the appropriate email, or your Financial Aid Coach if you have been dealing with them directly. changes to OSAP related to programs that start on or after August 1, 2026 What changes are coming to OSAP? In February 2026, the provincial government announced changes to the Ontario Student Assistance Program. For programs that start on or after August 1, 2026: Students will continue to be assessed based on financial need although the mix of provincial grants and loans is changing. Students at publicly assisted colleges, universities and other public and private institutions in Ontario will receive more of their assessed amount of provincial student aid in the form of loans. How this change will affect your individual assessed amount will be available when the OSAP application for 2026–2027 is released in the spring. How will the OSAP changes affect students? Based on what information is currently available, students can generally expect: Continued access to institutional financial aid and on‑campus employment. An updated OSAP Aid Estimator coming this spring to reflect the new guidelines. A continued needs‑based OSAP assessment Less provincial grant funding and higher provincial loan amounts. The option to decline the loan portion and accept grants only. No changes to federal OSAP funding at this time. Will the recent OSAP changes cause my previous grants to be reassessed or converted to loans? No. The changes apply beginning in the 2026-2027 academic year and will not affect or reassess any grant funding you received in previous years. How will the recent OSAP changes affect my eligibility for funding? The changes will not impact your eligibility, and, as in previous years, your funding will continue to be based on financial need. The main change is how your provincial funding is split: a larger portion will be provided as loans, with provincial grants capped at 25% of your total provincial OSAP funding. Will I be able to receive the same amount of funding? Yes. Your overall access to OSAP funding remains the same. Does the OSAP estimator reflect the new changes? Not yet. It is expected to be updated in spring 2026 to reflect the changes. Will I receive less funding if I start in September instead of May? No. Your overall OSAP funding amount is not affected by when you start your studies. Is my program still eligible for OSAP funding? The recent OSAP changes do not affect program eligibility. How much funding can I expect to receive? Students are encouraged to use the OSAP Aid Estimator to get an early estimate of how much funding they may qualify for. The estimate is based on unverified information but can help with planning. The Aid Estimator will be updated in spring 2026 to reflect the new provincial grant and loan changes for the 2026–2027 academic year. What loan repayment options are available to me? The National Student Loans Service Centre (NSLSC) offers several tools and programs to support borrowers and manage their payment: Customized repayment options: Your NSLSC online account provides tools and information to help you understand your repayment timeline and explore options that align with your financial situation. Virtual Repayment Assistance tool: You can use the repayment assistance bot within your NSLSC account to review your repayment options. Repayment Assistance Plan (RAP): If you’re unable to make your payments, you may qualify for the Repayment Assistance Plan, which can temporarily reduce or pause your payments for six months at a time. You must apply every six months, up to a maximum of five years and enrolment is not automatic. For more information, visit: My Service Canada Account (MSCA) - Canada.ca – NSLSC Login Home – NSLSC website Repaying Your Loan Loan Repayment Options Repayment Assistance Plan - Canada.ca Is there an option for my application to be assessed under the old OSAP calculations to see if I qualify for additional grants? No. If I receive less grant funding because of the new rules, will I automatically qualify for awards and bursaries? No. Students will still be required to complete the appropriate award or bursary application to be considered. Can I opt out of the loan portion of my OSAP funding and only take the grants? Yes. Will this affect BSWD (Bursary for Students with Disabilities)? No. There has been no indication that the recent OSAP changes will impact the BSWD. This bursary remains available under its current criteria.
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