Visit the National Student Loans Service Centre (NSLSC) website for helpful information and resources to assist you with understanding OSAP repayment. You can log in to your NSLSC account to access personal information about your loan. Loans are required to start being paid back once you have stopped full-time studies for six months. Connect with the NSLSC to discuss options related to repayment, interest status or if you have a break in studies of more than six months. Repayment Resources: NSLSC Learning Hub – Repayment OSAP – Loan Repayment Process Loan Repayment Estimator